What To Do After A Car Accident in Omaha, Nebraska

1. Liability Insurance Requirements

In Nebraska, drivers are required to carry liability insurance to cover damages they may cause in an accident. The minimum liability coverage limits are $25,000 for bodily injury or death per person, $50,000 for bodily injury or death per accident, and $25,000 for property damage per accident. Drivers must carry proof of insurance with them at all times when driving and must present it to law enforcement officers upon request.

2. Comparative Fault

Nebraska uses the legal principle of comparative fault in car accidents. This means that both parties can be found at fault for the accident, and damages will be apportioned according to each party’s degree of fault. Even if you are partially at fault for the accident, you may still be able to recover damages.

3. Statute of Limitations

The statute of limitations is the time limit that you have to file a lawsuit after a car accident. In Nebraska, the statute of limitations for personal injury claims resulting from a car accident is four years from the date of the accident. If you do not file a lawsuit within this time frame, you may lose your right to seek compensation for your injuries and damages.

4. Seat Belt Laws

Nebraska has a primary seat belt law, which means that law enforcement officers can pull over drivers who are not wearing seat belts and issue a citation. Drivers and passengers must wear seat belts at all times while operating a vehicle.

5. Hit and Run Accidents

Leaving the scene of an accident without providing contact and insurance information is considered a hit and run in Nebraska. It is a criminal offense punishable by fines, license suspension, and even imprisonment, depending on the severity of the accident and injuries sustained.

6. Uninsured and Underinsured Motorist Coverage

Uninsured and underinsured motorist coverage is not required in Nebraska, but insurance companies must offer it to drivers. This type of coverage provides compensation for damages and injuries sustained in an accident caused by a driver who does not have enough insurance to cover the damages.