Car accidents are unfortunate and can be overwhelming. They can happen unexpectedly, leaving you confused and unsure about what to do next. In Omaha, Nebraska, there are certain steps that you should take immediately after a car accident to ensure that you are safe and that your legal rights are protected. In this article, we will discuss what to do after a car accident in Omaha, Nebraska, the statutes and laws governing car accidents in Nebraska, and the benefits of talking to a car accident lawyer in Nebraska.
1. Check for Injuries
The first thing you should do after a car accident is to check yourself and others involved in the accident for injuries. If anyone is injured, call 911 immediately. Even if you do not feel injured, it is important to get a medical evaluation.
2. Move to a Safe Location
If possible, move your vehicle to a safe location. If you cannot move your vehicle, turn on your hazard lights to warn other drivers.
3. Call the Police
Call the police to report the accident. The police will create an accident report, which will be useful for insurance claims and any legal action you may take.
4. Exchange Information
Exchange contact and insurance information with the other driver(s) involved in the accident. You will need their names, phone numbers, addresses, insurance company, policy numbers, and license plate numbers.
5. Document the Scene
Take pictures of the scene, including your vehicle, the other vehicle(s) involved in the accident, and any injuries sustained. This evidence can be useful for insurance claims and legal action.
6. Notify Your Insurance Company
Report the accident to your insurance company as soon as possible. Be honest about what happened and provide any evidence you have.
7. Seek Medical Attention
Even if you feel okay after the accident, it is important to seek medical attention. Some injuries may not be immediately apparent.
8. Don’t Admit Fault
Do not admit fault or apologize for the accident. Anything you say can be used against you later.
9. Contact a Car Accident Lawyer
If you have been involved in a car accident, it is a good idea to contact a car accident lawyer in Omaha, Nebraska. An attorney can help you navigate the legal process and ensure that your legal rights are protected.
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1. Liability Insurance Requirements
In Nebraska, drivers are required to carry liability insurance to cover damages they may cause in an accident. The minimum liability coverage limits are $25,000 for bodily injury or death per person, $50,000 for bodily injury or death per accident, and $25,000 for property damage per accident. Drivers must carry proof of insurance with them at all times when driving and must present it to law enforcement officers upon request.
2. Comparative Fault
Nebraska uses the legal principle of comparative fault in car accidents. This means that both parties can be found at fault for the accident, and damages will be apportioned according to each party’s degree of fault. Even if you are partially at fault for the accident, you may still be able to recover damages.
3. Statute of Limitations
The statute of limitations is the time limit that you have to file a lawsuit after a car accident. In Nebraska, the statute of limitations for personal injury claims resulting from a car accident is four years from the date of the accident. If you do not file a lawsuit within this time frame, you may lose your right to seek compensation for your injuries and damages.
4. Seat Belt Laws
Nebraska has a primary seat belt law, which means that law enforcement officers can pull over drivers who are not wearing seat belts and issue a citation. Drivers and passengers must wear seat belts at all times while operating a vehicle.
5. Hit and Run Accidents
Leaving the scene of an accident without providing contact and insurance information is considered a hit and run in Nebraska. It is a criminal offense punishable by fines, license suspension, and even imprisonment, depending on the severity of the accident and injuries sustained.
6. Uninsured and Underinsured Motorist Coverage
Uninsured and underinsured motorist coverage is not required in Nebraska, but insurance companies must offer it to drivers. This type of coverage provides compensation for damages and injuries sustained in an accident caused by a driver who does not have enough insurance to cover the damages.
1. Legal Advice
A car accident lawyer can provide you with legal advice and guidance on the best course of action to take after an accident. They can help you navigate the legal process, ensure that your legal rights are protected, and negotiate with insurance companies on your behalf.
2. Case Evaluation
A car accident lawyer can evaluate your case and determine the strength of your claim. They can help you determine the damages you are entitled to and the best way to pursue compensation.
3. Investigation and Evidence
A car accident lawyer can conduct a thorough investigation of the accident and gather evidence to support your claim. They can collect witness statements, review police reports, and gather medical records to build a strong case on your behalf.
4. Negotiation and Settlement
A car accident lawyer can negotiate with insurance companies and other parties involved in the accident to reach a fair settlement. They can advise you on whether a settlement offer is fair and reasonable or if it is better to pursue a lawsuit.
5. Court Representation
If necessary, a car accident lawyer can represent you in court. They can argue your case before a judge and jury, present evidence, and advocate for your legal rights.
Being involved in a car accident can be a traumatic and overwhelming experience. It is important to take immediate steps to ensure your safety and protect your legal rights. If you have been involved in a car accident in Omaha, Nebraska, following the steps outlined above can help you navigate the aftermath of the accident. Understanding the statutes and laws governing car accidents in Nebraska can also help you understand your legal rights and responsibilities. Finally, talking to a car accident lawyer in Nebraska can help you navigate the legal process and ensure that your legal rights are protected.
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